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CHECK OUT THIS 3 BEDROOM RANCH LOCATED IN UTICA SCHOOLS. YOU WONT FIND A BETTER PRICED HOUSE IN THIS AREA! FHA INSURABILITY CODE, "IE" INSURABLE WITH REPAIR ESCROW (WHICH APPLIES ONLY TO FHA 203 (b) FINANCING. HUD HOMES SOLD AS IS. NEW HOMES EACH DAY. OWNERSHIP IS U.S. DEPT OF HUD. EMD MUST BE CERTIFIED FUNDS AND PAYABLE TO BUYERS CHOICE TITLE COMPANY.